FINANCIAL INFRASTRUCTURE

One platform for modern payments, wallets and commerce.

LinkPay connects personal wallets, merchant payments, agent services, P2P trading, virtual cards, multi-currency money movement and operational controls in one professional fintech experience.

User · Merchant · Agent · Admin

LINKPAY DASHBOARD

Your financial control center.

A clean role-based workspace for balances, money movement, payments, commerce, support and operational tools.

Multi-currency

Wallets & exchange

Merchant tools

Checkout & invoices

Agent network

Cash-in & cash-out

Developer API

REST & webhooks

BUILT FOR EVERY ROLE

A complete payment ecosystem, not just a wallet.

LinkPay gives each account type the tools it needs while sharing one consistent ledger, security model and transaction lifecycle.

Personal users

Fund wallets, transfer money, exchange currencies, request payments and manage beneficiaries.

Merchants

Accept payments through checkout, links, QR codes and invoices, then manage refunds and settlements.

Agents

Operate assisted cash services with float management, commissions and operational controls.

4

role-based workspaces

25+

payment & gateway rails

REST

merchant API + webhooks

PWA

mobile-ready experience

CORE PLATFORM

Every major financial building block, connected.

Enable the modules your deployment needs today and expand the platform later without redesigning the customer experience.

FEATURE

Wallet & Money Movement

Multi-currency balances, deposits, withdrawals, wallet-to-wallet transfers, beneficiaries and transaction history.

FEATURE

Merchant Payments

Hosted checkout, payment links, QR payments, invoices, settlements, refunds and reconciliation.

FEATURE

Agent Banking

Assisted cash-in/cash-out, float management, commissions, customer lookup and agent operations.

FEATURE

P2P Marketplace

Create offers, trade peer-to-peer, use escrow protection and manage disputes inside the wallet.

FEATURE

Virtual Cards

Issue wallet-funded virtual cards with spending limits, controls and freeze/unfreeze actions.

FEATURE

Growth & Revenue

Subscriptions, referrals, ranks, vouchers, affiliates, mobile recharge and configurable earn modules.

USER WALLET

A wallet designed around fast daily actions.

Clear balances, quick actions, verification status and transaction visibility keep the experience simple even as the platform grows.

Send Request Deposit Exchange

PERSONAL MONEY CENTER

Move money, hold value and stay in control.

LinkPay puts the most important wallet actions first, while keeping account controls, limits and transaction records close at hand.

Multi-currency wallet

Hold and transact in supported currencies from a unified balance experience.

Smart deposits & withdrawals

Use configured bank, card, mobile-money and gateway rails with clear verification rules.

Send, request & beneficiaries

Transfer value, request payments and save frequent recipients.

Exchange & real-time FX

Preview conversion rates and fees before confirming supported currency exchanges.

MERCHANT PAYMENT SUITE

From payment request to settlement, all in one workspace.

LinkPay gives businesses flexible ways to accept payments while keeping customer activity, refunds, settlements and integration tools together.

Hosted Checkout

Create a clean branded checkout flow for online payments.

Payment Links

Share payment pages without building a custom checkout.

QR Scan & Pay

Accept in-person payments from counter, kiosk or mobile.

Invoices & Subscriptions

Bill customers once or create recurring payment relationships.

Settlements & Payouts

Track merchant balances and payout-oriented workflows.

Refunds & Reconciliation

Manage reversals and keep operational records aligned.

AGENT NETWORK

Assisted financial services with dedicated controls.

The Agent experience is designed for cash-oriented and assisted operations instead of forcing agents into a generic user interface.

Cash-in / Cash-out

Process supported assisted deposits and withdrawals with clear transaction states.

Float Management

Track agent working balance, funding and reconciliation.

Commission Engine

Support configured commission tiers and agent earnings.

Customer Lookup

Use KYC-aware customer lookup for assisted service workflows.

P2P MARKETPLACE

Trade directly with structured safeguards.

Create and browse offers, protect trades with escrow, resolve disputes and build transaction reputation within the wallet.

VIRTUAL CARDS

Wallet-funded cards with controls built in.

Issue virtual cards, fund them from wallet balance, configure spending controls and freeze them when needed.

PAYMENT INFRASTRUCTURE

Connect the payment rails your market needs.

LinkPay is designed to bring global, local, crypto and mobile payment methods under one operational layer.

Gateway health checks

Validate credentials against live or sandbox provider environments before customer-facing errors occur.

FX, fee & limit rules

Centralize exchange rates, transaction fees, limits and payout rules across payment flows.

SUPPORTED CATEGORIES

Cards & global processors

Configure international processors and card-based payment methods where available.

Bank & local payment rails

Support bank transfers and country-specific methods with configurable rules.

Crypto gateways

Connect supported digital-asset payment providers through adapters.

Mobile money

Enable regional mobile-money and alternative payment providers.

CONTROL LAYER

Show the right features to the right people.

Role, KYC, geography and platform settings can work together so the visible interface matches what each account is actually allowed to do.

Role-based feature access

Scope features independently to User, Merchant, Agent and operational teams.

KYC & phone verification rules

Gate sensitive actions behind verification requirements.

Country controls

Apply allow/block rules by geography and payment method.

Route & API protection

Keep restricted capabilities closed at both UI and endpoint level.

Privacy & GDPR tools

Support privacy-oriented controls and data handling workflows.

DEVELOPER PLATFORM

Integrate LinkPay into your own product.

Merchant APIs, webhooks, sandbox credentials and signed callbacks support embedded payment experiences and back-office integrations.

API WORKFLOW

REST API + Webhooks

1. Create sandbox credentials
2. Build checkout or payment flow
3. Receive signed status callbacks
4. Move to production credentials

Developer controls
API keys · Webhook logs · Sandbox mode · Signed callbacks · Integration diagnostics

GROWTH & REVENUE

Turn a payment platform into an ecosystem.

LinkPay includes configurable modules that can help with engagement, recurring revenue and platform growth.

FEATURE

Wallet Earn

Create configurable balance-based reward or yield-style programs where enabled and permitted.

FEATURE

Subscriptions

Support recurring billing for memberships, services and digital products.

FEATURE

Referral & Ranks

Grow through referral links, reward rules and rank-based benefits.

FEATURE

Mobile Recharge

Offer airtime and data top-ups through configured provider integrations.

FEATURE

Voucher System

Issue and redeem controlled vouchers within the payment ecosystem.

FEATURE

Affiliate Tools

Support partner-led acquisition with trackable referral and affiliate workflows.

ADMIN OPERATIONS

Operate the platform from one central console.

Compliance, finance, support, configuration and content administration remain visible and delegation-ready.

FEATURE

KYC review & templates

Configure verification tiers, documents and reviewer workflows.

FEATURE

Currencies & gateways

Manage currencies, provider settings, transaction fees and FX behavior.

FEATURE

Deposits & withdrawals

Configure payment rails, limits and verification conditions.

FEATURE

Staff & permissions

Delegate operations with granular administrator access.

FEATURE

Support tickets

Run helpdesk workflows with statuses, responses and attachments.

FEATURE

Activity & audit logs

Track operational events with searchable records.

COMPLETE FEATURE MAP

A broad fintech toolkit in one experience.

Modules can be enabled, hidden or governed according to the way you deploy LinkPay.

✓ Multi-Currency Wallet
✓ Smart Deposit
✓ Smart Withdraw
✓ Send Money
✓ Request Money
✓ Beneficiaries
✓ Currency Exchange
✓ Real-Time FX Rates
✓ Transaction History
✓ Wallet ID
✓ Wallet PIN
✓ Phone Verification
✓ KYC Verification

✓ QR Scan & Pay
✓ Payment Links
✓ Hosted Checkout
✓ Invoices
✓ Merchant Payments
✓ Merchant API
✓ Webhooks
✓ Sandbox Keys
✓ Virtual Cards
✓ P2P Marketplace
✓ Escrow & Disputes
✓ Mobile Recharge
✓ Wallet Earn

✓ Subscription Plans
✓ Voucher System
✓ Affiliate System
✓ Referral & Ranks
✓ Agent Cash-in / Cash-out
✓ Agent Float Management
✓ Agent Commissions
✓ Bank Payouts
✓ Payment Gateway Management
✓ Credential Health Check
✓ Notifications
✓ Push / Email / SMS Alerts
✓ Analytics & Reporting

GET STARTED

Three steps from account to action.

Choose the account type that fits, complete onboarding and enter your dedicated LinkPay workspace.

FEATURE

01 · Choose your role

FEATURE

02 · Complete onboarding

Set up profile information, security and required verification steps.

FEATURE

03 · Start using LinkPay

Fund wallets, move money, accept payments or perform agent operations.

READY TO BEGIN?

Choose your LinkPay workspace.

Open a personal account, launch a merchant workspace, join as an agent, or sign in to continue.